Queries Galore!

I just washed my hair at work. You can't tell me I don't have a great job.

I don't know about you Jennifur, but I'm doing really well on my quest to look like Drew Barrymore. I've been to the gym almost every morning before work and practically given up drinking. Hell, I even went to yoga last week! Needless to say my social life isn't what it used to be (most of my friends are alcoholics) but I'm saving tons of money not hanging out with people who don't pay for my shit.
But even with lengthening nail beds, I'm not a one woman super power. I have some serious queries... and I need your help.

First of all, I'm down to my last pair of contacts. I've been swearing to get the surgery ever since my attractive optomitrist told me I was "perfect" ... for it.

The Pros?
Never having to deal with contacts or glasses ever ever again. (Actually safer than sticking fingers in your eyes every day)
Save money in the long run.
I've seen a surgery. Its fast, its relatively non-threatening, and I feel good about the doctor/office that gave me a conseltation.
I'm SURE that I'll do it eventually. My mom can't wear her contacts anymore because of the cells that build up around where the contact lies (common in long term contact wearers). I've been wearing contacts since 7th grade.
I'm a "prime" candidate: age/ health/ condition of eyes-wise.

The Cons?
I'm scared. Its 30 second surgery. But its surgery.
Its expensive. Like $4000 to get the premium package (and who is going to take *less awesome vision* for $1000 dollars less for their ENTIRE life).
It could and probably will get cheaper as it becomes more common. However it may become more expesive first since the American dollar is about to become comparable to the peso.

So do I shell out $100 for another 6 months or so of contacts or go for it since I know I will someday get it done anyway and the sooner the better?

Also, they say that the next big financial group to crash is going to be Washington Mutual. My morning paper said, "Wamu is not long for this world." Ominous right??? All my money is in my WaMu checking and saving! Should I be worried?

Eeeek!

For Love or Money,

Becki